MIFFLINTOWN – Juniata Valley Financial Corp. (OTC PINK: JUVF), parent company of Juniata Valley Bank, announces the appointment of James A. Hane as Vice President, Director of Mortgages and Consumer Affairs.

Hane graduated in 1992 from Penn College of Technology with an associate’s degree in business administration. He will oversee the Mortgage and Consumer Loans Department of Juniata Valley Bank

Hane brings extensive mortgage and consumer lending experience to Juniata Valley Bank. He started his banking career at M&T Bank as a Mortgage Representative, creating all consumer mortgages in 13 branches for over five years. While at M&T Bank, Hane achieved the status of “President’s Club” two years in a row. From there he moved to Jersey Shore State Bank where he spent four years as a mortgage issuer and was instrumental in opening two branches. Finally, he worked at Northumberland National Bank for over four years as a Mortgage Development Officer, dealing with both home and consumer loans.

Hane, his wife Michele and their two sons reside in Selinsgrove. He enjoys golfing, traveling with his family, Penn State football and Phillies baseball.

Juniata Valley Bank, the primary subsidiary of Juniata Valley Financial Corp., is headquartered in Mifflintown, Pa., With sixteen community offices located in Juniata, Mifflin, Perry, Huntingdon, McKean and Potter counties. Since 1867, the Bank has been committed to the service and satisfaction of its customers. The Bank offers a wide variety of retail and commercial banking services, including online banking services for individuals and businesses, mobile banking services for consumers, trust services and the possibility of obtaining investment products and services through through Financial Network Investment Corporation. More information about Juniata Valley Bank is available online at www.jvbonline.com.